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IDBI Bank Home Loan

IDBI is a financial service company owned by the Indian Government. Previously it was known as Industrial Development Bank of India. Established in the year 1964 by an act of the Indian parliament for providing credit as well as other financial services targeting at the development of the fledgling industries, IDBI Bank today is a Universal Bank having operations driven by cutting edge IT Core Banking platform. IDBI offers personalized financing and banking solutions in the corporate as well as retail banking arena through its pan India presence. Its experience of the financial market helps it to capitalize emerging opportunities in the growth process of every citizen of the country. While housing remains the biggest aspiration of the countrymen, IDBI looks forward to extend customized housing finance solutions designed to offer intricate convenience in their financial journey.

Documentation Needed to apply for Home Loan

  • 1. Residence proof
  • 2. Proof of age and identity
  • 3. Last 6 months' bank statements
  • 4. Last 3 months' salary Slips
  • 5. Last 2 years' Form 16
  • 6. Passport size photograph
  • 1. Last 2 years' certified financial statements
  • 2. Residence proof
  • 3. Proof of age and identity
  • 4. Business Existence Proof
  • 5. Last 6 months' bank statements
  • 6. Copy of partnership deed (if any)
  • 7. Passport Size Photograph
  • 1. Last 2 years' certified financial statements
  • 2. Residence proof
  • 3. Proof of age and identity
  • 4. Business Existence Proof
  • 5. Last 6 months' bank statements
  • 6. Copy of partnership deed (if any)
  • 7. Passport Size Photograph
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IDBI Bank Other Details...

Interest Rate

- 9.10% -

Processing Fee

- Rs. 10,000 -

Loan Tenure

- 5year to 30years -

Partial pre-payment Charges

- Nil -

Pre-closure Charges

- Nil -

Guarantor

- No Guarantor Required -