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Kotak Mahindra Bank Home Loan

Kotak Mahindra bank is the fourth largest private sector bank in India by market capitalization today which earlier established its financial service firm in the year 1985. Previously, it was known as Kotak Mahindra Finance Limited, which was a non-banking finance company. The flagship company of the group, Kotak Mahindra Finance Ltd. was given license to carry-on with banking business by the Reserve bank of India in February, 2003. And thus, it became the first company in the Indian Banking history to get converted to a bank. As of now, the bank has more than 550 branches across the country. Kotak Mahindra Bank offers a wide array of loan products such as Home loan, Balance Transfer, Overdraft, Loan against property among many others with minimal documentation, speedy approval and attractive rate of interest. Whatever may be the occasion, Kotak Mahindra Bank loans are there to help to in all your needs.

Documentation Needed to apply for Home Loan

  • 1. Residence proof
  • 2. Proof of age and identity
  • 3. Last 6 months' bank statements
  • 4. Last 3 months' salary Slips
  • 5. Last 2 years' Form 16
  • 6. Passport size photograph
  • 1. Last 2 years' certified financial statements
  • 2. Residence proof
  • 3. Proof of age and identity
  • 4. Business Existence Proof
  • 5. Last 6 months' bank statements
  • 6. Copy of partnership deed (if any)
  • 7. Passport Size Photograph
  • 1. Last 2 years' certified financial statements
  • 2. Residence proof
  • 3. Proof of age and identity
  • 4. Business Existence Proof
  • 5. Last 6 months' bank statements
  • 6. Copy of partnership deed (if any)
  • 7. Passport Size Photograph
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Kotak Mahindra Bank Other Details...

Interest Rate

- 8.75%-

Processing Fee

- Rs. 10,000 -

Loan Tenure

- 5year to 30years -

Partial pre-payment Charges

- Nil -

Pre-closure Charges

- Nil -

Guarantor

- No Guarantor Required -