Home Loans

Buying your Dream Home has never been easier @8.50%*

Call us: +91- 9289 663 663
Overview

Overview

The distant dream of one’s own house can be pulled into reality sharing the financial burden with a home loan.

Are home loans limited to home buying?

While home loans are considered a helping hand constrained just to home buying; the misconception is to be cleared taking in sight the fact that they serve as a financial partner in almost every housing need of an individual. The array extends as:

Land Purchase Loan- Availed to buy a plot of land on which construction of a house is being foresighted. Home Purchase Loan- The most commonly used home loan variant used for buying a new residential property.

Home Construction Loan- Availed by those who wish to construct their own house rather than purchasing an already constructed one.

Home Improvement loan- Availed by those who already own a house but lack the funds required to renovate it.

Which property is eligible for a home loan?

Commercial as well as residential property is eligible for a home loan.

How is home loan eligibility calculated?

A person’s home loan eligibility may vary from one institution to other. However, some common factors judging it are:

» Net Income
» CIBIL Score
» Repayment Record
» Liabilities
» Assets
» Presents debts
» Minimum and maximum loan amount Cap

DOCUMENTS REQUIRED

DOCUMENTS REQUIRED

Self Employed Businessman

  • Last 2 years’ certified financial statements
  • Residence proof
  • Proof of age and identity
  • Business Existence Proof
  • Last 6 months’ bank statements
  • Copy of partnership deed (if any)
  • Passport Size Photograph

Salaried Customer

  • Residence proof
  • Proof of age and identity
  • Last 6 months’ bank statements
  • Last 3 months’ salary Slips
  • Last 2 years’ Form 16
  • Passport size photograph

Professionals Customer

  • Last 2 years’ certified financial statements
  • Residence proof
  • Proof of age and identity
  • Business Existence Proof
  • Last 6 months’ bank statements
  • Copy of partnership deed (if any)
  • Passport Size Photograph
EMI CALCULATOR

EMI CALCULATOR

OUR LOAN PARTNERS

LOAN PARTNERS

QUERY FORM

Apply Now

Property Identified*:
Yes No
Co- applicant*:
Yes No
I authorize UnifiedLoans.in to contact me about its products. I accept the terms of the Privacy Policy. I am aware that credit approval is at the sole discretion of the bank.

Speak to one of our Loan Specialists to begin the customer needs assessment.